12035 Caminito Corriente Rancho Bernardo

12035 Caminito Corriente , San Diego, CA

OPEN HOUSE Sun, 1:00PM to 4:00PM

$ Click for current price
4 BEDROOMS | 3 Baths (2 full, 1 half ) BATHROOMS | 2647 SqFt

First time ever on the market in Rancho Bernardo – Bernardo Heights! This 4 bedroom, 2.5 bath detached home with golf course views on a dead-end street gives you all the privacy one desires. The living/dining & family room has golf course views plus the home has 3 fireplaces! The kitchen has granite countertops and tons of cabinets! The serene no maintenance yard with a spa is a great for space for entertaining or a quiet evening under the stars. Close to highly acclaimed PUSD schools, shopping and freeway.

Presented By:

Nancy Bergman

Windermere Homes and Estates
858-617-9449
Licensed In: CA
License #: DRE Lic. #01893550

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Nancy S Bergman 
Realtor – DRE Lic. #01893550
Windermere Homes and Estates – San Diego/ Coachella Valley #01935781
16783 Bernardo Center Dr.
San Diego, CA 92128
Cell (858) 617-9449
Email – nbergman1@live.com

Posted on August 30, 2019 at 11:34 pm
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Open House Escondido 92025

OPEN HOUSE – Saturday, February 25, 2017 

2-5p

3129 Don Rolando, Escondido, CA 92025

The setting is peaceful & serene w/views of San Pasqual Valley. Substantially new construction–new kitchen cabinets, wood floors, appliances. Entry has gorgeous chandelier & curved iron bannister. Copper sink & walk-in pantry. Kitchen opens to family room w/fireplace. Master suite w/fireplace & view balcony. Master bath has spa tub & separate shower & has been retiled with neutral tones. New HVAC & insulation. Close to freeways, shopping, golf, & schools. 4th BR has closet remove & used as office.

4 bedrooms / 4 baths

2869 sq ft

1.25 acres

TONS of VIEWS!!!!

Nancy Bergman, Cal BRE #01893550, is a local San Diego Realtor with Windermere Homes and Estates. She specializes assisting buyers and sellers reach their goals in the world of the real estate in San Diego and surrounding areas. Nancy is a dedicated and committed Realtor who consistently goes above and beyond for her customers. Nancy’s energy, easy going style and unmistakable knowledge of the area and the business make her the ideal choice for helping with all your real estate needs. Contact Nancy Bergman at 858-617-9449 or www.sandiegohomesbynancy.com

Posted on February 23, 2017 at 1:08 am
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San Diego Calendar of Events – March 2017

Lots of things to do around San Diego County in March. Here’s the latest activities.

March 2017 Calendar of Events – San Diego County

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 San Diego Theater Week Feb. 26-Mar. 5
Check out some of San Diego’s amazing local theater, dance and music companies with discounted tickets and other special offers. More than 40 venues throughout the County.
Contact: (858) 381-5595 / www.SDTheaterWeek.com

Mickey Cafagna Golf Tournament Mar. 3
Established to honor Mickey Cafagna, former Mayor of Poway. In keeping with Mickey’s charitable spirit, a portion of this year’s profits will be donated to the Poway Firefighters Association, which maintains a relief fund that benefits those affected by fire.
Time/Place: 10am / Maderas Golf Club, Poway
Contact: (858) 748-0016 / www.poway.com

Del Mar Gem Faire Mar. 3-5
Fine jewelry, precious & semi-precious gemstones, millions of beads, crystals, gold & silver, minerals & much more at manufacturer’s prices. Over 70 exhibitors from around the world. Jewelry repair & cleaning while you shop.
Fri 12-6pm, Sat 10am-6pm, Sun 10am-5pm / Del Mar Fairgrounds
Contact: (503) 252-8300 / www.gemfaire.com

Archery Festival Mar. 3-5
Come take a shot at archery at this state-of-the-art facility!
Easton Archery Center of Excellence, Chula Vista
Contact: www.chulavistaca.gov

Annual Trails Day Mar. 4
Three-mile hike will visit the Discovery Lake, and Discovery Creek trails. A more challenging, 7-mile hike with more than 1000 feet of elevation gain will be offered to Double Peak Park.
Time/8:30am-12pm / Discovery/Lakeview Park, San Marcos
Contact: (760) 744-1050 / www.san-marcos.net

Annual Koi Show Mar. 4-5
Over 300 Koi on display in competition, from 6 inches to 3 feet long. Described as “living jewels,” Koi can live over 100 years. Learn how to build your own Koi pond and waterfall, turning your backyard into a tropical paradise.
Time/Place: Sat 9am-4pm, Sun 9am-3pm / Del Mar Fairgrounds
Contact: (619) 542-2000 / www.koiclubofsandiego.org

San Marcos Alive Mar. 5
Fine art, craft fair, art demonstrations and exhibitions, children’s area, musical entertainment and juried art & photography show.
Time/Place: 10am-3pm / San Marcos Civic Center
Contact: (760) 744-1050 / www.san-marcos.net

St. Patrick’s Day Half Marathon Mar. 5
Begins with the Green Mile run/walk which includes children and adults with mental and physical disabilities. The 5K/Half Marathon is a fast out and back course that takes you on a tour of El Cajon.
Time/Place: 7am-1pm / Downtown El Cajon
Contact: (619) 440-6161 / www.eastcountychamber.org

Annual Bridal Fair Mar. 5
Over 20 vendors, select wedding designers, florists, photographers, officiants, bakery specialist and musical professionals.
Time/Place: 10am-1pm / Grand Tradition Estate & Gardens, Fallbrook
Contact: (760) 728-6466 / www.grandtradition.com

Arts Alive Banner “Unveiling” Mar. 5
The unveiling reception is the “reveal” that premiers the exhibit each year. The signature activity and sole fundraising event of the 101 Artists’ Colony is to put on the Arts Alive Encinitas exhibit.
Time/Place: 12-3pm / Leichtag Commons – Barn 2: 441 Saxony Rd., Encinitas
Contact: www.101artistscolony.com

CSF Telethon Mar. 9
Epic student performances and far out fun and games for all! Benefits the Coronado Schools Foundation.
Time/Place: 4:30-8:30pm / Coronado High School
Contact: (619) 437-8059 / www.csfkids.org/telethon

Lung Force Expo Mar. 11
A forum for healthcare professionals, patients, and survivors, and caregivers to learn about the latest treatments, support, and research for lung cancer.
Time/Place: 8:30am-3pm / SDG&E Energy Innovation Center
Contact: (619) 683-7514 / www.lungforce.org

Just In Time for Foster Youth “Walk the Talk” Annual Celebration Mar. 11
Connect and engage 400+ prominent members of the community with the JIT mission and the young men and women whom JIT serves. Gourmet cuisine, entertainment and a live auction.
Time/Place: 6pm / Hyatt Regency La Jolla at Aventine
Contact: (858) 705-1705 / www.jitfosteryouth.org

Youth Fitness Expo and Family Fun Day Mar. 11
Educational exhibits, fitness activities, carnival games, raffles, and performances by the children in our after school dance classes in almost 100 San Diego County elementary schools.
Time/Place: 12:30-4pm / Balboa Park: Spreckels Organ Pavilion
Contact: (619) 276-7763 / www.heartlightsandiego.com

Tip Top Run 5K & 10K Mar. 11
The Agua Hedionda Lagoon Foundation will have their annual Tip Top Run Leprechaun Dash & Bash. Runners will receive lunch from Tip Top Meats, two complimentary beers or wines, an event t-shirt, and a swag bag full of goodies.
Time/Place: 8:30am / 1580 Cannon Road, Carlsbad
Contact: (760) 804-1969 / https://lagoon.aguahedionda.org

Salute to the Military Ball Mar. 11
A black-tie affair giving Coronado citizens and surrounding business communities an opportunity to show their thanks and support to local military members and their families.
Time/Place: 6-11pm / Hotel del Coronado
(619) 435-9260 / www.coronadochamber.com

Tomato Mania Mar. 11-12
California’s largest tomato seedling sale is back! Workshops teach what you need to know to grow great-tasting tomatoes.
Time/Place: 9am-3pm / The Water Conservation Garden, El Cajon
Contact: (619) 660-0614 x10 / www.thegarden.org

North County St. Patrick’s Day Parade/Festival Mar. 12
Featuring a parade, vendors, kids activities and live Irish music! The parade will run along Broadway and Main. Come and enjoy the local micro-breweries and restaurants, and food booths.
Time/Place: 12-6pm / Downtown Historic Vista
Contact: (760) 414-9391 / www.vvba.org

National City International Mariachi Festival Mar. 12
Celebrate San Diego’s Mexican heritage through mariachi music, traditional ballet folkloric dancing, and a celebration of arts, culture, and culinary delights.
Time/Place: 11am-7pm / Pepper Park: 3299 Tidelands Avenue
Contact: (619) 410-2230 / www.nationalcitychamber.org

Shelter to Soldier First Annual Dog Walk Mar. 12
Walk YOUR dog in the Downtown Vista St. Patrick’s Day Celebration! Continue the fun at the America Legion for lunch, basket raffles, pet adoptions and vendor information.
Time/Place: 12pm / Vista Village Creek
Contact: www.classy.org

Spring into Healthy Living Mar. 15
Speakers on frauds and scams, fire safety, driver safety, exercise, free health screenings, senior-friendly exercise demonstrations, senior resources, healthy continental breakfast and more.
Time/Place: 9am-12pm / McGrath Family YMCA, Spring Valley
Contact: (877) 926-8300 / www.eastcountychamber.org

San Diego Latino Film Festival Mar. 16-26
The festival will occupy five screens for eleven days and will present over 160 films from Latin America, the United States, and Spain. Opening and closing night parties, daily music acts, the 2nd Annual Sonido Latino Beer & Wine Festival, Q&A sessions with visiting filmmakers.
Time/Place: AMC Fashion Valley 18
Contact: (619) 230-1938 / http://2017.sdlatinofilm.com

San Diego shamROCK Mar. 17
Over 50,000 square feet of astroturf will be rolled out to set the scene for a block party that boasts three stages, non-stop music, and of course – plenty of green Bud Light beer and Jameson Irish Whiskey libations.
Time/Place: 6pm-12am / Gaslamp Quarter, Downtown San Diego
Contact: (619) 233-5008 / www.sandiegoshamrock.com

South Oceanside Hot Rod, Rat Rod, Custom Car, Bike and Boat Show Mar. 18
This is a great neighborhood event with awesome vehicles, entertainment, food, and tons of fun for everyone!
Time/Place: 9am-3pm / South Oceanside Elementary School
Contact: (760) 207-5371 / www.facebook.com/southocarshow

San Diego Cake Show Mar. 18-19
Celebrity appearances from stars of the top TV baking competitions, classes taught by world-renowned teachers for all skill levels, from beginners to advanced and free demonstrations on the Main Stage! Large vendor area with products to buy!
Time/Place: 10am-5pm / Del Mar Fairgrounds
(858) 333-6905 / www.sandiegocakeshow.com

Kia Classic Mar. 21-26
The Kia Classic features 144 of the best women golfers playing for the $1.8 million purse. The field features 2016 Kia Classic Champion Lydia Ko and crowd favorites Paula Creamer, Stacy Lewis, Michelle Wie and Lexi Thompson.
Time/Place: Park Hyatt Aviara Resort, Carlsbad
Contact: 1-888-SEE-LPGA / www.kiaclassic.com

Race for Autism Mar. 25
100% of donations support San Diego autism programs, services, and local classrooms. 5K chip-timed run or walk, 1-mile SUPERHERO Family Fun Walk, scenic Balboa Park course, resource fair, children’s activities, music, commemorative medals and t-shirts, prizes and refreshments.
Time/Place: 7am / Balboa Park
Contact: (858) 679-8800 / www.raceforautism.org

San Diego Sings! Festival Mar. 25
22 San Diego area choirs each performing individually and all 1000 singers gathering together mid-day for a massed sing under the direction of Dr. David Chase.
Time/Place: 11am / Spreckels Organ Pavilion, Balboa Park
Contact: www.choralconsortiumofsandiego.org

Health Fair Saturday Mar. 25
Thousands of residents circulate through this event which features scores of information booths, insurance providers, healthcare presentations, health screenings by Sharp Grossmont Hospital, and live, interactive demonstrations.
Time/Place: 10am-2pm / Grossmont Center, La Mesa
Contact: (619) 440-6161 / www.eastcountychamber.org

Bark in the Park Fund Raiser Mar. 25
Experience the new Live Oak Dog Park. A community walk, which will give participants a tour of the park’s lovely trails and the off-leash area. Followed by dog contests, food and demonstrations/seminars.
Time/Place: 9am-2pm / Live Oak Dog Park: 2746 Reche Road, Fallbrook
Contact: (760) 731-1041 / www.fallbrookchamberofcommerce.org

Home Garden Tour Mar. 25
The self-guided tour will highlight five beautiful gardens, located in East County utilizing an array of color, variety, and low water usage. Learn how you can design your backyard for low water usage plants.
Time/Place: 9am-3pm / The Water Conservation Garden: 12122 Cuyamaca College Dr. West, El Cajon
Contact: (619) 660-0614 / www.thegarden.org

The Bunny Ball Mar. 25
Cruise 4 Kids is raising money and collecting Bunnies for sick and underprivileged children. This is a high energy black tie spring celebration. Live DJs, dancing, cocktails, raffles, silent auctions, magician, photos with bunny mascots, photo booth, balloon drop, and candy buffet along with performers.
Time/Place: 7:30pm / Hilton San Diego Resort: 1775 E. Mission Bay Dr.
Contact: (760) 716-5248 / www.TheBunnyBall.com

Encinitas Half Marathon Mar. 26
With breathtaking views along the historic Highway 101, you’ll be inspired and energized by the beauty of each mile through one of So Cal’s most popular beach towns. Post-race festival.
Time/Place: 7:30am-12pm / Moonlight Beach, Encinitas
Contact: (760) 846-5721 / www.encinitashalfmarathon.com

Nancy Bergman, Cal BRE #01893550, is a local San Diego Realtor with Windermere Homes and Estates. She specializes assisting buyers and sellers reach their goals in the world of the real estate in San Diego and surrounding areas. Nancy is a dedicated and committed Realtor who consistently goes above and beyond for her customers. Nancy’s energy, easy going style and unmistakable knowledge of the area and the business make her the ideal choice for helping with all your real estate needs. Contact Nancy Bergman at 858-617-9449 or www.sandiegohomesbynancy.com

 

Posted on February 22, 2017 at 1:25 am
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San Diego Ranks One Of The Best Places To Live

No surprise that San Diego made the top 25 in the US News list of best places to live.

According to a recent article, U.S. News analyzed 100 metro areas in the United States to find the best places to live based on quality of life and the job market in each metro area, as well as the value of living there and people’s desire to live there. San Diego ranks as #22 with an overall score of 6.9 out of 10.

In the article, San Diego residents recognize how fortunate they are to live in an area famous for its sunny weather and impressive beaches. But there is much more to this southern California beach city than initially meets the eye.
Resident lifestyles vary depending on whether you seek a beach, urban or suburban environment. Regardless of where you live, residents do not want for things to do, ranging from outdoor activities to free museums to entertainment venues.

San Diego offers world-class dining, professional sports and entertainment options typical of a large metro area, but the patchwork of distinct neighborhoods fosters strong community ties.

Residents gather at festivals and farmers markets, meet friends at beaches and parks and regularly bump into friends and acquaintances in local bars and restaurants.

Living in San Diego is not particularly affordable. Home prices are considerably higher than the national average and are predicted to increase. Additionally, many living in the downtown area have to pay homeowner’s association fees, which are used to maintain common areas in apartment and condominium complexes. San Diegans are willing to pay these elevated prices though, often referring to the cost of living differences as the “sunshine tax,” or the price of enjoying a year-round temperate climate.

Buying or Selling a Home in San Diego, CA
Finding the right real estate agent or realtor is key when it comes to buying or selling a home in San Diego.

Warm weather year-round and ocean views make San Diego a seller’s market. High demand and low inventory keep prices high. In fact, the average sales price of a home in San Diego is nearly three times higher than the national average. And because prices vary drastically by neighborhood, it’s especially important to find a real estate agent with experience closing sales in your desired area. Nancy Bergman specializes in the North County Area of San Diego, including Rancho Penasquitos, Rancho Bernardo, Poway, Escondido and Carmel Valley.

If San Diego is such a great city. then which cities outranked us? http://www.realestate.usnews.com/places/rankings/best-places-to-live?sort=overall&high_to_low=true 

To see the full article – http://www.realestate.usnews.com/places/california/san-diego

If you’re considering buying or selling a home, contact Nancy Bergman, CAL BRE #01893550 at. Windermere Homes and Estates – Rancho Bernardo 858-617-9449  or www.sandiegohomesbynancy.com

Posted on February 8, 2017 at 1:41 am
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Buying in 2017? Tips To Get You Started On The Path To Home Ownership

I saw this on Trulia and its great advice if you are thinking of buying a home this year.

You can’t just plunk down your credit card to buy a house. Here’s how to prepare for the purchase.

If you’re thinking about buying a home in 2017, October to December is the perfect time to “warm up” for the house hunt so you can hit the ground running in the new year.

Don’t Miss Out

Subscribe for house hunting tips, hot new listings, and real estate must-reads through Nancy Bergman website, www.sandiegohomesbynancy.com

1. Check your credit score

A credit score is a numerical representation of your credit report. FICO scores range from 300 to 850, and the higher your score, the better. “Good credit is like gold when obtaining a mortgage,” says Denise Supplee, a Pennsylvania agent. Typically, you’ll get the best interest rate on a loan if your score is 740 and above. “A higher credit score should net you a lower mortgage rate,” says Lee Gimpel, co-creator of The Good Credit Game, which specializes in financial education. “That lower rate, even if it’s only 1 or 2% lower, can mean saving thousands of dollars per year.” If your credit score falls short, get busy repairing it. Correct any errors that might be on your report, start paying all your bills on time, and get your credit limit raised. Note, though, that you shouldn’t max out your card each month. It’s best to use 30% or less of your total available credit.

2. Don’t open new credit cards

If you think resisting taking a selfie when you’re face-to-face with your fave celebrity is a testament to your willpower, that’s sissy stuff compared with turning down every offer to open a credit card, even if you could save 20% (or more!) on your holiday purchases. Tempting as saving at checkout can be, opening new credit may hurt your chances of getting a mortgage, or at least of getting the best rate on a loan. “By opening the account, you have created another line of credit,” says Paul Anastos, president of Mortgage Master, a division of loanDepot, a nonbank lender. “That credit line, and what is borrowed, can change the application numbers and jeopardize the application.” What could save you a few dollars now could cost you far more in the long run if your mortgage payments will be higher. And along those same lines, “Don’t overspend during the holiday season,” says Dean Sioukas founder of Magilla Loans, an online lending exchange. “Especially on impulse purchases that can be tempting during the holidays.”

3. Suggest financial gifts for the holidays

Besides the mortgage loan, you’ll need a sizable amount of cash to buy a house. There’s the down payment to consider, closing costs, and moving costs. You should also set aside money for unexpected repairs and costs, says Brian Betzler, regional sales manager at TD Bank. Not being prepared “is probably why nearly half of millennials incurred up to $5,000 in unexpected costs during the mortgage process, according to a recent TD survey,” he says.

A potential solution? Bulk up that emergency fund. “Instead of getting gifts for the holidays, [prospective homebuyers] can suggest cash instead that will be put toward their home,” says Paul Sian, a Kentucky and Ohio agent. And remember, you might be getting some money back after you file your tax return. Don’t blow it on vacation. “A tax refund is a great way to add to your cash reserves for a down payment,” says David Hosterman, branch manager of Castle & Cooke Mortgage in Colorado.

4. Interview potential real estate agents

If your neighbor, relative, or friend of a friend happens to know (or is) a real estate agent, that’s great. This person might be the perfect agent for you. But you owe it to yourself to shop around. Make sure they are not a novice, new, or just unaware of how to do a specific transaction.” The end of the year is usually a slow time for agents, so chances are, they’ll be more accommodating to making an appointment on your schedule. Nancy Bergman has some great reviews on Zillow. Check her out.

5. Keep tabs on interest rates

If you hear that interest rates are at historic lows or that interest rates are on the rise, you should not assume that you can get the rock-bottom rate. Not everyone gets the same interest rate on a mortgage loan. It depends on your financial picture and on the lender you choose. “Everyone knows that home prices are, at least to some extent, negotiable, but we find loans to be the same,” says Warren Ward, CFP with WWA Planning & Investments in Indiana. He advises that homebuyers shop around for the lowest interest rates. Note that closing costs can vary too, so discuss with your real estate agent ways to keep yours down. “We saved $150 on the closing fees by selecting the cheapest title company,” says Ward. “I guess that’s not much, but I think most people would bend over to pick up three $50 bills if they were lying on the sidewalk.”

6. Find a mortgage lender

Before you even start looking for a home (and yes, we even mean browsing online listings), look for a mortgage lender to find out if you can afford to buy a home. If you can’t right now, there’s no use torturing yourself by finding your dream home that’s just out of reach. But how do you find a lender? “If you have a bank you’ve been with for years, ask them,” says Bridges. Nancy Bergman can also refer a good lender to you. Compare a few different lenders. Look at what they offer, costs, points, and how long to close.” Once you know how much home you can afford, perform your home search based on your preapproval amount or less.

7. Get preapproved

When a lender gives your financials the once-over and preapproves you for a mortgage, you’ll be able to show sellers that you really can buy their house. But how do you get preapproved? By preparing a few documents, which you can do several months in advance of the actual purchase. Here’s what you need to buy a house.

Tax returns for the past two years
W-2 forms for the past two years
Paycheck stubs from the past few months
Proof of mortgage or rent payments for the past year
A list of all your debts, including credit cards, student loans, auto loans, and alimony
A list of all your assets, including bank statements, auto titles, real estate, and any investment accounts
Also do not to change jobs, make big purchases, or miss any debt payments as you prepare to get a mortgage.

Do you plan to buy in 2017? Let’s get started… Call 858-617-9449 / email nbergman1@live.com / or go to www.sandiegohomesbynancy.com.
Nancy Bergman, CA BRE#01893550 is a Realtor with Windermere Homes and Estates in Rancho Bernardo. She specializes in guiding people through the home buying and home selling process.

 

Posted on January 24, 2017 at 8:13 pm
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Tips To Ease Your Fears About Moving In A Low Inventory Market

Three ways to ease your fears about making a move

With low inventory here in San Diego, many homeowners are afraid to sell their homes because they’re concerned that they may not be able to find a new one. This can be a real problem, but if you are seeking to sell—whether to upgrade or find a new neighborhood—there are a few ways to combat the low inventory.
Look to buy first In most markets it is a real mistake to put your home up for sale before you start looking for your new property. Identify the geographic area where you are interested in buying. Even if you don’t see anything on Zillow, it doesn’t mean you can’t or won’t find the right home.
Think outside the box Be proactive! Keep in mind that there are probably many people like you who want to make a move but are afraid as well. Have your real estate agent send a letter to the neighborhoods in the geographic areas where you want to live. The letter should be heartfelt and personal while announcing that you are ready to buy a home in that neighborhood. You could find a home to buy that may not even be currently listed or for sale.
Protect yourself legally Each state varies in how the purchase process is conducted. Talk to Nancy Bergman at Windermere Homes and Estates, a professional about adding a clause in the purchase contract for the home you are selling that will enable you to not sell the home if you cannot find a suitable home to buy.

Nancy Bergman, Cal BRE #01893550, is a local Realtor with Windermere Homes and Estates. Nancy specializes in assisting people buy and sell homes in the San Diego area – Rancho Penasquitos, Rancho Bernardo, Poway and Escondido. If you have a questions about the real estate market in San Diego, contact Nancy at 858-617-9449 or www.sandiegohomesbynancy.com

Posted on January 13, 2017 at 7:18 pm
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