23926 Couna Way
Old world charm meets country. Check out this Adobe home in the heart of San Diego Country Estates. You will fall in love with this home and what it has to offer including laminate floors, vaulted ceilings, 2 fireplaces, solar, an open floor plan and plenty of outdoor space for all your needs – .5 acre lot for RV, cars, horses, firepit and more. Look out and see the stars in the evening & watch your kids walk to school as you stand outside your porch in the morning. Tons of community activities.
This home is next door to Barnett Elementary School.
Come take a look at 23926 Couna Way, Ramona, CA 92065.
Nancy Bergman DRE Lic. #01893550
Adobe Home in the Heart of Ramona
Ramona Country Living Adobe Home Old world charm meets country. Check out this Adobe home in the heart of San Diego Country Estates. You will fall in love with this home and what it has to offer including laminate floors, vaulted ceilings, 2 fireplaces, an open floor plan and plenty of outdoor space for all your needs – RV, cars, horses, firepit and more. Look out and see the stars in the evening & watch your kids walk to school as you stand outside your porch in the morning. Tons of community activities.
DRE Lic. #01893550
Adobe Bluffs Elementary School Celebrates Year of the Pig
Mandarin Immersion and Foreign Language School
No one in Poway Unified rings in the Lunar New Year quite like Adobe Bluffs Elementary, home of the District’s first Mandarin Immersion and Foreign Language in Elementary School programs. Dignitaries from across San Diego County attended the celebration, which included dancing, singing, and plays done by students (and staff) all in Chinese.
The school is now has an Immersion Kinder program. If you want to learn more about the program, here’s the video.
If you or someone you know that would like to move to the Adobe Bluffs Elementary area, let me know. I just not a Realtor in the Rancho Penasquitos area, but also I am also a parent of an Adobe Bluffs student. I can give you all the insights of the school, the other schools in the area and the community.
Nancy Bergman \ Windermere Homes and Estates
DRE Lic. #01893550
Rancho Penasquitos Neighborhood Hosts Festive Homecoming for Man Hospitalized During Holidays
I was wondering why the decorations were still out on Christmas Card Lane in Rancho Penasquitos…
This is a wonderful heartwarming story.
From NBC7 — It may already be the first week of February, but on Christmas Card Lane in San Diego’s Rancho Penasquitos neighborhood, it is still Christmas – and with good reason. Each year, the homes in the famously festive community along Ellingham Drive go all out with holiday light displays and decorations. The displays typically stay up through the end of the holiday season but, this year, many residents kept their decorations up well into the New Year for one simple reason: to bring happiness to a neighbor who missed Christmas due to severe illness.
On Dec. 12, 2018, Ryan Caine, 24, was rushed to a local emergency room with flu-like symptoms. He was diagnosed with pneumonia. Ryan Caine’s illness quickly took a turn for the worse. His pneumonia turned septic, and he went into cardiac arrest. Ryan Caine slipped into a drug-induced coma that lasted six-and-a-half weeks. He was placed on life support, with his chance of survival meager.
Ryan Caine spent the holiday season in the hospital, with his family by his side, including parents Russ and Janet Caine. Janet Caine told NBC 7 those days were dark. “You don’t want to eat; you don’t want to do anything,” she explained. “You just want to function because you feel so helpless and you feel like you can’t do anything for your baby.”
While Ryan Caine was in the hospital, Janet Caine set up an online global prayer network. At one point, Janet Caine said there were 15,000 people across the world taking part in the coordinated prayer session for her son. Slowly, with round-the-clock medical care and determination, he grew stronger.
Parents Call on Community for Help Funding Son’s Pricey Procedure On Jan. 24, Ryan Caine miraculously awakened from his coma. He turned to his mom and asked, “Did I miss Christmas?” “We said, ‘No, Christmas can happen anytime, and it is waiting for you at home,'” Janet Caine recalled. The Caine family is big on Christmas. Each year, they join their neighbors on Ellingham Drive by decking out their home in elaborate holiday decorations inspired by the characters from “Suzie’s Zoo.” Sure, Ryan Caine had missed the festivities in real-time but thanks to the spirit of his neighborhood, family and friends, his Christmas would still come — only a little bit late.
After nearly two months in the hospital, Ryan Caine was discharged Wednesday. As he arrived home to Ellingham Drive, he was met with posters, signs and balloons made for him by neighbors, and, of course, holiday decorations. Neighbors gathered around him, singing “We Wish You a Merry Christmas.” Christmas Card Lane rallied to give Ryan Caine the Christmas party that he missed. With neighbors lining the street and cheering, Ryan Caine rode into his driveway in a truck accompanied by his family. The truck was covered in bright-pink, handwritten signs that read, “Thank All of You for Your Support and Prayers.”
Ryan Caine wore a black shirt that read, “Our Miracle Man Ryan.” Like a kid on Christmas morning, Ryan Caine’s face lit up as he walked into his home. Inside, holiday garland covered the staircase banister and a trimmed Christmas tree stood in the living room with wrapped gifts underneath it. “Merry Christmas, honey,” his mother said. “Look at all those presents.” “Oh my gosh,” Ryan Caine said. “This is amazing!” “Merry Christmas, honey!” Janet Caine said to her son, Ryan Caine, who came home to his Rancho Penasquitos neighborhood on Feb. 6, 2019, after nearly two months in the hospital.
Ryan Caine, who is on the autism spectrum, is described by his family as having the exuberance of a 10-year-old. He was overwhelmed with joy as he finally got to celebrate Christmas with his loved ones. “I’m just so blessed to have Christmas still here. We can do it all year round, too,” Ryan Caine said, beaming. The Caines credit doctors at Scripps Health and the incredible power of prayer for Ryan Caine’s recovery. “We’re back here today because of all of you supporting him, and supporting us,” Russ Caine said at Ryan’s homecoming. “We can’t thank you enough.” His family said the plan is for Ryan Caine to spend the next three to four weeks undergoing a health rehabilitation program at home on Ellingham Drive — a place where true magic is possible, no matter the time of year.https://twitter.com/i/status/1093250233436233728
If you or know someone who wants to live in this heartwarming neighborhood, give me a call. I live down the street from Christmas Card Land and know Rancho Penasquitos like the back of my hand. It’s a great community all year long.
DRE Lic #0183550
House About Spreading The Love This Valentine’s Day?
The Spring season is coming up and many people start thinking about “Spring Cleaning”. Also, statistics show that more people are going to start looking buy or sell a home in the spring / summer. So can I ask you a favor? When you bump into these people, would you be willing to call me with their contact information? More people do business with people they know than total strangers. It’s a tough business out there and I realize that you probably already know another agent or two. However, I would love to opportunity if you can just keep me in mind next time you hear of someone looking to buy or sell. I know you might not know anyone right now, but if you keep your mind and heart open to helping me, I would really appreciate it. Beside, referrals are the heart of my business.
Can I count on you to spread the love this Valentine’s Day? Maybe we can do coffee or lunch soon to catch up? If you are looking around, don’t forget to check out my website with all the latest properties – www.sandiegohomesbynancy.com
DRE Lic #01893550
BRAND NEW LISTING!!!
OPEN HOUSE THIS SUNDAY, JAN. 27th 12-3p
Lovely move-in ready home in Carmel Mountain Ranch! New wood-like flooring, light and bright with vaulted ceilings, and new paint inside and out. Downstairs living room has vaulted ceilings, the kitchen opens to family room, and upstairs are the 3 spacious bedrooms. The home has an elevated location with views to the east and it’s conveniently located to freeway access, schools, shopping and restaurants. Would make a great first time home or investment property at this price. Check out all the pictures and price at http://sandiegohomesbynancy.com/listing/CA/Vista/1427-Chestnut-Ln-92084/89832613
Poway Unified School District.
Hosted by Nancy Bergman
Windermere Homes and Estates
DRE Lic. #01893550
Mandarin Chinese Dual Language Continues at Adobe Bluffs
Adobe Bluffs Mandarin Chinese Dual Language continues at Adobe Bluffs Elementary School in Rancho Penasquitos.
Adobe Bluffs Elementary School recently started its new Dual Language Mandarin Chinese Immersion Program, this past fall. Currently the program is just in kindergarten and plans to expand each year until there is an immersion class for every grade level. The long-term goal of the program, in which the class spends half the day learning in Mandarin and the other half in English, is to teach grade-level content standards in both languages so that students are academically proficient as they reach the upper grades. The school’s current Foreign Language in Elementary School program (FLES) will continue alongside the new program, providing students in kindergarten through fifth grade with language and cultural learning opportunities. The program is part of Poway Unified School District‘s Superintendent Marian Phelps’ ongoing effort to increase foreign language pathways for PUSD students. If you want your incoming Kindergartener to attend the Adobe Bluffs Mandarin Chinese Program, you must attend the Informational Meeting on January 24th at 8:00 AM and 6:00 PM in the Multi Purpose Room. For more information about the school, please contact Adobe Bluffs Elementary school. For neighborhood information about the other schools in the area, homes, or community, please contact Nancy Bergman (Realtor at Windermere Homes and Estates – DRE. Lic #01893550). She is the local expert Realtor the neighborhood.
Start the New Year in Scripps Ranch. Open House.
11564 Scripps Creek Dr. San Diego, CA 92131
Come check out this beautiful new listing in Scripps Ranch. Open House this Sunday, January 6th from 1-4p.
Start the New Year in Scripps Ranch. Priced from $895,000-925,000. Beautifully appointed home in a very sought after Prominence neighborhood of Scripps Ranch! You will enjoy endless times entertaining your family and friends in the spacious backyard with mature palm trees, built-in BBQ, gas fire pit and hot tub. Two patio covers, automatic sprinkler system. Vaulted ceilings, bright open floor plan, lots of natural lights, freshly painted interior. Close to Dingeman Elementary school. Come see what Scripps Ranch has to offer.
Priced for quick sale. https://11564scrippscreekdr.thebestlisting.com/
Matthew’s Magic Ball – 2019 Economic and Housing Forecast
I thought this was important enough to repost. This is from Windermere’s Chief Economist – Matthew Garnder.
2019 Economic and Housing Forecast
By Matthew Gardner, Chief Economist, Windermere Real Estate
What a year it has been for both for the U.S. economy and the national housing market. After several years of above-average economic and home price growth, 2018 marked the start of a slowdown in the residential real estate market. As the year comes to a close, it’s time for me to dust off my crystal ball to see what we can expect in 2019.
The U.S. Economy
Despite the turbulence that the ongoing trade wars with China are causing, I still expect the U.S. economy to have one more year of relatively solid growth before we likely enter a recession in 2020. Yes, it’s the dreaded “R” word, but before you panic, there are some things to bear in mind.
Firstly, any cyclical downturn will not be driven by housing. Although it is almost impossible to predict exactly what will be the “straw that breaks the camel’s back”, I believe it will likely be caused by one of the following three things: an ongoing trade war, the Federal Reserve raising interest rates too quickly, or excessive corporate debt levels. That said, we still have another year of solid growth ahead of us, so I think it’s more important to focus on 2019 for now.
The U.S. Housing Market
Existing Home Sales
This paper is being written well before the year-end numbers come out, but I expect 2018 home sales will be about 3.5% lower than the prior year. Sales started to slow last spring as we breached affordability limits and more homes came on the market. In 2019, I anticipate that home sales will rebound modestly and rise by 1.9% to a little over 5.4 million units.
Existing Home Prices
We will likely end 2018 with a median home price of about $260,000 – up 5.4% from 2017. In 2019 I expect prices to continue rising, but at a slower rate as we move toward a more balanced housing market. I’m forecasting the median home price to increase by 4.4% as rising mortgage rates continue to act as a headwind to home price growth.
New Home Sales
In a somewhat similar manner to existing home sales, new home sales started to slow in the spring of 2018, but the overall trend has been positive since 2011. I expect that to continue in 2019 with sales increasing by 6.9% to 695,000 units – the highest level seen since 2007.
That being said, the level of new construction remains well below the long-term average. Builders continue to struggle with land, labor, and material costs, and this is an issue that is not likely to be solved in 2019. Furthermore, these constraints are forcing developers to primarily build higher-priced homes, which does little to meet the substantial demand by first-time buyers.
In last year’s forecast I suggested that 5% interest rates would be a 2019 story, not a 2018 story. This prediction has proven accurate with the average 30-year conforming rates measured at 4.87% in November, and highly unlikely to breach the 5% barrier before the end of the year.
In 2019, I expect interest rates to continue trending higher, but we may see periods of modest contraction or levelling. We will likely end the year with the 30-year fixed rate at around 5.7%, which means that 6% interest rates are more apt to be a 2020 story.
I also believe that non-conforming (or jumbo) rates will remain remarkably competitive. Banks appear to be comfortable with the risk and ultimately, the return, that this product offers, so expect jumbo loan yields to track conforming loans quite closely.
There are still voices out there that seem to suggest the housing market is headed for calamity and that another housing bubble is forming, or in some cases, is already deflating. In all the data that I review, I just don’t see this happening. Credit quality for new mortgage holders remains very high and the median down payment (as a percentage of home price) is at its highest level since 2004.
That is not to say that there aren’t several markets around the country that are overpriced, but just because a market is overvalued, does not mean that a bubble is in place. It simply means that forward price growth in these markets will be lower to allow income levels to rise sufficiently.
Finally, if there is a big story for 2019, I believe it will be the ongoing resurgence of first-time buyers. While these buyers face challenges regarding student debt and the ability to save for a down payment, they are definitely on the comeback and likely to purchase more homes next year than any other buyer demographic.
If you or someone you know is ready to buy a new home in 2019, give me a call or email. I would be happy to show you my superior services and get you into your dream home. Nancy Bergman, Windermere Homes and Estates – Rancho Bernardo, DRE Lic. #01893550
NO PET LEFT BEHIND: EVACUATION PLANS WITH YOUR PETS
Evacuated with your pets…
As the California wildfires rage on, and thousand of people are fleeing some without their pets. It’s heartbreaking to me since my cats are literally apart of our family.
Izzy and Storm are like my children’s kids. They need to know almost every minute where they are. If we had to evacuate, we wouldn’t leave until we had them. Yet, sometimes they are scared just like us.
Therefore, it best to have an evacuation plan with your pets in consideration.
An evacuation plan is a necessity for every home, especially if you live in an area where fires, earthquakes, hurricanes, flooding, and other disasters are a possibility. Many homeowners create evacuation plans for their homes and practice them with their kids, but far fewer have considered one for their pets. Take these steps to add your pets to your evacuation plan.
Assign pet evacuation to an adult. Everyone should know how to act during an evacuation, and that includes assigning one parent or adult to the pets. This allows the other parent and the children to focus on their part of the evacuation plan, so there’s no confusion during a high-stress moment when time is of the essence.
Keep evacuation maps and pet carriers readily accessible. If you need to evacuate, you should know exactly where every important item is. If you pets require carriers, keep them in a place that you can access easily.
Practice your plan. Include your pets in your home evacuation drills. It’ll help you see how they will respond and make changes to your plan if necessary. Getting your dog out of a window may not be as simple as you think!
Be prepared in case you get separated from your pets. No matter how much you drill your evacuation plan, it’s possible that a dog or cat will run off while you’re focusing on keeping your family safe. A microchip or a GPS-compatible tag can help you find your pets once it’s safe to return to the area.
Remember to stay safe during these Santa Ana winds.
If you or know someone who is looking for a change of address before 2019, give me a call or email me 858-617-9449 . Email firstname.lastname@example.org
Nancy Bergman – DRE Lic. #01893550 / Windermere Homes and Estates.
I service all of San Diego County, specializing in the areas around the 15 / 56 corridor including Escondido, Poway, Rancho Bernardo, Rancho Penasquitos, Carmel Valley and Mira Mesa. To search for your next home go to www.sandiegohomesbynancy.com